2. Creating a threat model

2.3. The risks you're facing

Risk is the likelihood that a particular threat against a particular asset will actually occur. It goes hand-in-hand with capability. While your mobile phone provider has the capability to access all of your data, the risk of them posting your private data online to harm your reputation is low.

It is important to distinguish between what might happen and the probability it may happen. For instance, there is a threat that your building might collapse, but the risk of this happening is far greater in San Francisco (where earthquakes are common) than in Stockholm (where they are not).

Assessing risks is both a personal and subjective process. Many people find certain threats unacceptable, no matter the likelihood they will occur, because the mere presence of the threat is not worth the cost. In other cases, people disregard high risks because they don't view the threat as a problem.